1. Acceptance of Terms

By accessing and using the services provided by ProfitRiseNet ("we", "us", or "our"), including our website, mobile applications, and any other services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

These Terms constitute a legally binding agreement between you and ProfitRiseNet regarding your use of our services. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting on our website.

2. Services Description

ProfitRiseNet provides financial services including but not limited to:

  • Investment planning and portfolio management
  • Business growth consulting and strategic planning
  • Wealth management and financial advisory services
  • Financial education and training programs
  • Market analysis and research
  • Financial planning and budgeting assistance

Our services are designed to help individuals and businesses achieve their financial goals through professional guidance and strategic planning.

3. Eligibility and Registration

3.1 Age Requirement

You must be at least 18 years old to use our services. If you are under 18, you may only use our services with the involvement and consent of a parent or guardian.

3.2 Registration

To access certain services, you may be required to create an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3.3 Account Security

You are responsible for maintaining the security of your account and password. We cannot and will not be liable for any loss or damage from your failure to comply with this security obligation.

4. User Conduct

When using our services, you agree not to:

  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Use our services for any illegal or unauthorized purpose
  • Attempt to gain unauthorized access to our systems or networks
  • Interfere with or disrupt our services or servers
  • Transmit viruses, malware, or other harmful code
  • Engage in any form of fraud or deception
  • Harass, abuse, or harm other users
  • Use our services to promote competing services

5. Financial Services and Investment Risks

5.1 Investment Risks

All investments carry inherent risks, including the potential loss of principal. Past performance does not guarantee future results. We do not guarantee any specific investment outcomes or returns.

5.2 No Financial Advice

While we provide financial planning and investment services, our recommendations should not be considered as financial advice. You should consult with qualified financial advisors before making investment decisions.

5.3 Market Volatility

Financial markets are subject to volatility and fluctuations. We are not responsible for losses resulting from market conditions or investment decisions made based on our services.

6. Fees and Payment Terms

6.1 Service Fees

Our services may be subject to fees as outlined in our service agreements or pricing schedules. All fees are quoted in Kenyan Shillings (KES) unless otherwise specified.

6.2 Payment Methods

We accept various payment methods including bank transfers, mobile money, and credit/debit cards. Payment terms and conditions will be specified in your service agreement.

6.3 Late Payments

Late payments may result in additional charges and suspension of services. We reserve the right to charge interest on overdue amounts.

7. Intellectual Property Rights

7.1 Our Content

All content on our website and in our services, including text, graphics, logos, and software, is owned by ProfitRiseNet or our licensors and is protected by copyright and other intellectual property laws.

7.2 License to Use

We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal or business purposes in accordance with these Terms.

7.3 Restrictions

You may not copy, reproduce, distribute, or create derivative works from our content without our express written permission.

8. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

9. Disclaimers and Limitations of Liability

9.1 Service Availability

We strive to provide reliable services but cannot guarantee uninterrupted access. Our services are provided "as is" and "as available" without warranties of any kind.

9.2 Limitation of Liability

To the maximum extent permitted by law, ProfitRiseNet shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use.

9.3 Maximum Liability

Our total liability to you for any claims arising from these Terms or our services shall not exceed the amount you paid us in the twelve months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless ProfitRiseNet, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these Terms.

11. Termination

11.1 Termination by You

You may terminate your use of our services at any time by providing written notice to us.

11.2 Termination by Us

We may terminate or suspend your access to our services immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users or our business.

11.3 Effect of Termination

Upon termination, your right to use our services will cease immediately. We may delete your account and any associated data.

12. Dispute Resolution

12.1 Governing Law

These Terms are governed by and construed in accordance with the laws of Kenya.

12.2 Dispute Resolution Process

Any disputes arising from these Terms or our services shall be resolved through:

  1. Direct negotiation between the parties
  2. Mediation if direct negotiation fails
  3. Arbitration in accordance with Kenyan law
  4. Court proceedings as a last resort

13. Force Majeure

We shall not be liable for any failure to perform our obligations under these Terms due to circumstances beyond our reasonable control, including but not limited to natural disasters, government actions, or technical failures.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and ProfitRiseNet regarding your use of our services.

16. Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

17. Assignment

You may not assign or transfer your rights or obligations under these Terms without our written consent. We may assign our rights and obligations to any party at any time.

18. Notices

All notices under these Terms shall be in writing and delivered to:

ProfitRiseNet
ProfitRiseNet Plaza
Westlands Road, Westlands
Nairobi, Kenya
Email: [email protected]

19. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by:

  • Posting the updated Terms on our website
  • Sending you an email notification
  • Updating the "Last updated" date

Your continued use of our services after such changes constitutes acceptance of the modified Terms.

20. Contact Information

If you have any questions about these Terms of Service, please contact us:

  • Email: [email protected]
  • Phone: +254 700 123 456
  • Address: ProfitRiseNet Plaza, Westlands Road, Westlands, Nairobi, Kenya

21. Regulatory Compliance

ProfitRiseNet operates in compliance with applicable Kenyan financial regulations and laws. We are committed to maintaining the highest standards of professional conduct and regulatory compliance.

22. Client Responsibilities

As a client of ProfitRiseNet, you agree to:

  • Provide accurate and complete information
  • Update your information as necessary
  • Comply with all applicable laws and regulations
  • Pay all fees and charges in a timely manner
  • Maintain the confidentiality of your account information
  • Notify us immediately of any unauthorized use of your account